Mortgage broker — independent
Lender-agnostic, not tied to a single bank. Hunts for the loan structure that fits your strategy: interest-only periods, offset accounts, the right LMI threshold, the right product mix across your portfolio.
Home/Trusted Advisors
The team around your purchase
When you engage Coppick, you also get coordinated introductions to some of the most trusted independent mortgage brokers, property accountants, conveyancers, and building inspectors in the country. Vetted by us. Paid by you. Beholden to no one but you.
A property purchase is a financial decision, a legal transaction, a tax event, a borrowing exercise, and a building inspection — usually all happening in parallel, often on a contract clock.
Most first-time investors try to assemble that team themselves, on a deadline, while also doing their day job. That's where mistakes get made. Coordinating the right people is part of the service we provide.
Who's on the team
Each role does something different. Each one matters. The work we do for you is making sure they're all aligned to your strategy — not pulling in different directions.
Lender-agnostic, not tied to a single bank. Hunts for the loan structure that fits your strategy: interest-only periods, offset accounts, the right LMI threshold, the right product mix across your portfolio.
Not your generic small-business accountant. Someone who lives in investment property: ownership structures, trusts, capital gains tax, depreciation, negative gearing maths, and the structures that quietly cost (or save) you tens of thousands across a portfolio.
QLD-licensed. Reads contracts properly. Catches the special conditions buried on page 27. Knows the difference between a 5-day cooling-off, an unconditional contract, and the moment risk transfers to you on settlement day.
Regional QLD specialists who know what reactive soil, termite-prone timber, illegal building work, and post-cyclone repairs actually look like — not the cheapest box-ticker who'll sign off without crawling under the house.
Prepares your depreciation schedule. Done correctly, the schedule reduces your taxable income through non-cash deductions you'd otherwise miss. Their fee usually pays for itself inside the first 12 months.
The agent who handles the tenant relationship, the lease, the maintenance, the inspections. We help you negotiate their agreement before you sign — including fees, lease renewal terms, and termination clauses most owners don't know they can change.
Not every purchase needs every specialist. For unique cases — heritage properties, dual-occupancy potential, complex insurance needs, retirement planning around the portfolio — we'll bring in additional advisors as needed.
How we choose them
The professional advisors we recommend are not the ones who pay us the most — because none of them pay us anything. They're the ones who pass the filters below.
Independence. No commissions or referral fees flowing back to us — ever. Their loyalty is to the client, not to us. If we ever introduced you to someone with a hidden incentive, the entire model breaks — so we don't.
Fee transparency. Hourly, fixed, or commission — disclosed in writing before you commit. No surprises at invoice time.
Property specialism. They live in this work daily. Not a generalist law firm that occasionally does conveyancing. Not an accountant who mostly does retail businesses. Specialists in the asset class.
Track record. Years in their discipline, not months. Real client volume, not a name on a website.
Communication. They write things down. They return calls inside 24 hours. They're available when settlement risks blow up — not on a four-day silence at the worst possible moment.
We receive no referral fees, commissions, or kickbacks from any professional we introduce you to. Ever.
The fee you pay Coppick is the only money we make from your transaction. If a broker, accountant, conveyancer, or inspector we recommend ever offered a payment for steering clients their way, they would be off the list the same day.
You are also under no obligation to use anyone we recommend. Bring your own broker. Bring your own accountant. We'll work with them. The team is for your benefit — not our convenience.
We introduce these professionals on merit — we don't warrant their work, and any engagement you enter into is directly between you and them.
If this ever changes — for any reason — the change will be disclosed in writing, on this page, and to every existing client, before any new arrangement takes effect.
— Ryan CoppickFree · 15 minutes · no obligation
Most first-time investors don't have a team. They have a sales agent and a hope. The free 15-minute call is where we work out where you're at, what you're trying to do, and which specialists you'll need around your first purchase.